Smarter Money Online Application

Get started now with our quick and easy online application

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Find out how to invest additional funds into your existing Smarter Money Active Cash account or Smarter Money Higher Income account.

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Which product are you interested in?

A very low risk active cash fund that targets returns equivalent to the Reserve Bank of Australia official cash rate plus 1% - 2% pa

An active Australian fixed income fund that targets returns equivalent to the Reserve Bank of Australia official cash rate plus 1.5% - 3% pa

Which type of account would you like to open?

Invest in your name,
e.g John Smith, or in joint names, e.g John and Mary Smith.

Invest for a company,
e.g ABC Pty Ltd

Invest for a Self Managed Super Fund

Invest for a Trust

Individual or Joint Application

To help us with your application, you will need:

  • To be 18 years or older
  • Mobile number and email address of primary account contact
  • Date of birth of each applicant
  • Each applicant's TFN (optional). There may be financial consequences for an individual who chooses not to quote their Tax File Number
  • Details of minors (if investing on their behalf)
  • The investor/s bank account for withdrawals and distributions (Australian bank accounts only)

New application confirmations

In completing this application, or in authorising someone to complete it for you, the applicant is telling us that:

  • they have read and understood the current Product Disclosure Statement (PDS) and Additional Information
  • they agree to be bound by the constitution of the Portfolio and the PDS, as supplemented, replaced or re-issued from time to time
  • monies being invested are not associated with crime, terrorism, money laundering or terrorism financing, nor will monies received from their account have any such association
  • they are not bankrupt or a minor, and have the power to invest
  • the information given is complete and correct, can be used as described in the PDS (including the collection, use and disclosure of your personal information) and if about another person, has been provided with their permission
  • they understand neither performance nor their investment is guaranteed in any way.

Self Managed Super Fund Application

To help us with your application, you will need:

  • To be 18 years or older
  • Super Fund details, including ABN/ACN and TFN
  • Corporate Trustee Details (if applicable)
  • Date of birth for each Trustee/Corporate Trustee Director
  • Details of beneficiaries (if applicable)
  • Contact number and email address of primary account contact
  • The SMSF's bank account for withdrawals and distributions (Australian bank accounts only)

New application confirmations

In completing this application, or in authorising someone to complete it for you, the applicant is telling us that:

  • they have read and understood the current Product Disclosure Statement (PDS) and Additional Information
  • they agree to be bound by the constitution of the Portfolio and the PDS, as supplemented, replaced or re-issued from time to time
  • monies being invested are not associated with crime, terrorism, money laundering or terrorism financing, nor will monies received from their account have any such association
  • they are not bankrupt or a minor, and have the power to invest
  • the information given is complete and correct, can be used as described in the PDS (including the collection, use and disclosure of your personal information) and if about another person, has been provided with their permission
  • they understand neither performance nor their investment is guaranteed in any way.

Company Application

To help us with your application, you will need:

  • To be 18 years or older
  • Date of birth for each Company Director
  • Contact number and email address of primary account contact
  • Full address of the company's registered office
  • Company ABN/ACN and TFN
  • The company's bank account for withdrawals and distributions (Australian bank accounts only)

New application confirmations

In completing this application, or in authorising someone to complete it for you, the applicant is telling us that:

  • they have read and understood the current Product Disclosure Statement (PDS) and Additional Information
  • they agree to be bound by the constitution of the Portfolio and the PDS, as supplemented, replaced or re-issued from time to time
  • monies being invested are not associated with crime, terrorism, money laundering or terrorism financing, nor will monies received from their account have any such association
  • they are not bankrupt or a minor, and have the power to invest
  • the information given is complete and correct, can be used as described in the PDS (including the collection, use and disclosure of your personal information) and if about another person, has been provided with their permission
  • they understand neither performance nor their investment is guaranteed in any way.

Trust Application

To help us with your application, you will need:

  • To be 18 years or older
  • Trust details, including ABN/ACN and TFN
  • Corporate Trustee Details (if applicable)
  • Date of birth for each Trustee/Corporate Trustee Director
  • Details of beneficiaries (if applicable)
  • Contact number and email address of primary account contact
  • The Trust's bank account for withdrawals and distributions (Australian bank accounts only)

New application confirmations

In completing this application, or in authorising someone to complete it for you, the applicant is telling us that:

  • they have read and understood the current Product Disclosure Statement (PDS) and Additional Information
  • they agree to be bound by the constitution of the Portfolio and the PDS, as supplemented, replaced or re-issued from time to time
  • monies being invested are not associated with crime, terrorism, money laundering or terrorism financing, nor will monies received from their account have any such association
  • they are not bankrupt or a minor, and have the power to invest
  • the information given is complete and correct, can be used as described in the PDS (including the collection, use and disclosure of your personal information) and if about another person, has been provided with their permission
  • they understand neither performance nor their investment is guaranteed in any way.